I was filing away important papers in our file cabinet a few months ago when it hit me: "If there is a hurricane/fire/emergency I can't drag this baby down 10 flights of stairs with me." I started thinking of consolidating all of our important info in one place that was easily portable given any natural disaster. The solution? A "Home Bible."
There have been many articles and blog entries on how this is done. Cynthia Kling covered something similar in Domino on running a well-stocked house. Decorno
wrote in early 2009about keeping a "Renovation Binder. " John and Sherry at Young House Love
just wrote a post on how they keep their magazine tear-outs in check by creating the "Ultimate Magazine. "
I created a one-stop shop that houses both our vital information in one binder. It covers the gamut of credit card storage and info, medical/dental benefits explanations, extra insurance cards, car title info, and pet medical records.
I recommend buying a 2-3 inch binder and some divider tabs. Office Depot sells a great 24 tab pack that enabled me to create core categories divided in two for each of us. You'll see in the pic below that my stuff is on the left and the corresponding info in that category for Ben is on the right.
Here's the breakdown:
-Credit cards: Use business card sleeves to house each card. On the back side, use sticky mailing labels to write the account username and password for online access, any pin numbers (Don't let this binder out of your sight), and customer service numbers.
- Medical/Dental Insurance: Keep the most basic outlines of your plan benefits as well as any extra prescription info or extra ID cards.
- Car title and Insurance: Include the title and your most recent insurance payment statement.
- Business/traveller/shopping rewards cards: Again, use a business card holder to house these in the same fashion as your credit cards. I keep my BJ's/Costco, Borders, PetSmart, etc cards here to de-clutter my wallet. I purchase items here with a plan in mind so they don't need to be handy every day.
-Pet Records: Remember, given an emergency, your pet will need identification papers and proof of vaccination
-ID: Passports, SSN Cards (These should NOT be in your wallet-why not invite people to steal your identity, have a party!)
A month after I finished, we came home from a late night out. Minutes after we got home (At 2AM, mind you) the fire alarm went off. Someone tampered with the sprinkler system in the garage (I basically live in a dorm for grown men) and the fire trucks were around the corner. B grabbed Higgins and I grabbed the binder. The problem was resolved in minutes and the most important things in my life, living and not, were safe.